Published on , in Finance, Mortgages.

When you look at mortgages, you soon realise they fall into two distinct categories: fixed and variable rates. It gets more complicated than that, but as an introduction we’re going to explain the basic distinctions between the two. Which is better? It depends on your financial circumstances, and your…

Published on , in Mortgages, Finance.

House prices continue to rise in the UK, so much so that the ratio has risen to 8.8 times the average local salary. It’s a trend that won’t stop, and the implications for mortgage buyers are worrying. Proportionally Larger Deposits Firstly, the relative size of a deposit increases with the house price.…

Published on , in Mortgages, Finance.

Saving up for a house is no mean feat. There’s a long road ahead, but through subtle lifestyle changes you can streamline your finances and get closer to that juicy deposit. Here are a few suggestions from 1 Van 1 Man. Fine Yourself Do you smoke? Swear? Drink? Fine yourself with a pound every time…

Published on , in Mortgages.

The housing market is fiercely competitive, with buyers and sellers alike keeping cards close their chests. One of the most stressful periods of buying a house is that ‘limbo’ period between your offer being accepted and the house getting taken off the market. A suspicious mind would put this down to…